Cookie Policy

Last updated June 2026

This Cookie Policy explains how Smart Mortgage Guide (smart-mortgage-guide.online) uses cookies and similar tracking technologies when you visit our website. By using our website, you consent to the use of cookies as described in this policy.

What Are Cookies?

Cookies are small text files that are stored on your device when you visit a website. They are widely used to make websites function properly, work more efficiently, and provide information to website owners. Cookies cannot carry viruses and cannot access information on your hard drive.

Categories of Cookies We Use

1. Essential Cookies

These cookies are necessary for the website to function. They enable basic functionality such as page navigation and calculator functionality. The website cannot function properly without these cookies. They do not collect personally identifiable information.

2. Analytics Cookies (Google Analytics)

We use Google Analytics to understand how visitors interact with our website — which pages are most popular, how long visitors stay, where they come from, and which calculators are most used. This helps us improve our content.

Google Analytics cookies set on our site: _ga, _gid, _gat

Data collected: Page views, session duration, referring site, device type, approximate geographic location (city/region). No personally identifiable information is collected.

You can opt out of Google Analytics tracking via the Google Analytics Opt-out Browser Add-on.

3. Advertising Cookies (Google AdSense)

We participate in Google AdSense, which serves display advertisements on our site. Google uses cookies to serve ads based on your prior visits to this website and other websites.

AdSense cookies may include: IDE, DSID, FLC, AID, TAID, and others managed by Google.

You can opt out of personalized advertising at Google's Ad Settings or at aboutads.info.

Google's privacy policy: policies.google.com/privacy

How to Control Cookies

You can control and manage cookies in several ways:

Note: Blocking some cookies may affect the functionality of our calculators and other interactive features.

Cookie Retention Periods

Updates to This Policy

We may update this Cookie Policy periodically. The date at the top of this page reflects the most recent update. Continued use of our website after updates constitutes acceptance of the revised policy.

Contact

Questions about our cookie practices: admin@smart-mortgage-guide.online